Home and auto insurance in Palmetto and Chattahoochee Hills, GA
The 30268 ZIP covers Palmetto and parts of Chattahoochee Hills in south Fulton County, plus a slice of Coweta County. 73% of households here own their home.
- Your dwelling limit checked against today's rebuild cost
- Your quote built around what you want covered
- Home and auto bundled when it saves you money
Palmetto and Chattahoochee Hills by the numbers
The homes here, and what that means for coverage
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates, ZIP code 30268.
Which side of the county line you're on matters
Our calculator treats the whole 30268 ZIP as Fulton County, where a 1,500 square foot, one-story, builder-grade home on a slab comes to about $348,000. If your home is on the Coweta County side of Palmetto, tell us. The same house in Coweta comes to about $315,000.
Far from a fire station? Know your fire protection class
Insurers use a fire protection class from ISO. A home more than 5 road miles from the fire station that responds to it is generally rated class 10, or 10W if it's within 7 miles and 1,000 feet of a water source. Those classes usually cost more to insure. Tell us the road distance to your station when you quote.
Homes from 1990 to 2009 need a roof and water check
45% of homes here were built in those 20 years. A house from 1995 is 31 years old, so it's due for a second roof if it hasn't had one, and the original water heater and supply lines are past their expected life. Ask how your policy pays on an older roof.
Free tool
What would your Palmetto home cost to rebuild?
Our calculator uses Fulton County construction costs. Enter your square footage and finish level and check the result against Coverage A on your policy.
Run the rebuild calculatorAuto in Georgia
State minimum: 25/50/25
That's $25,000 per person and $50,000 per accident for injuries you cause, and $25,000 for property damage. Most households need more. Our guideline is liability equal to 2.5 times household income or net worth, whichever is greater.
Georgia offers two kinds of uninsured motorist coverage. Add-on UM stacks on top of the at-fault driver's liability. Reduced-by UM subtracts it. Add-on is the default and pays more; choosing reduced-by takes a signed rejection.
Find your liability number →Send us your current policy
We'll go through it with you, explain what it pays for and what it doesn't, then build a quote around what you want covered. If yours already covers what matters to you, we'll say so.