Home and auto insurance in Marietta and East Cobb, GA
Most homes in Marietta and East Cobb were built before 1990, and older homes raise coverage questions newer ones don't: code upgrades, plumbing, wiring and how an older roof gets paid.
- Your dwelling limit checked against today's rebuild cost
- Your quote built around what you want covered
- Home and auto bundled when it saves you money
Marietta and East Cobb by the numbers
The homes here, and what that means for coverage
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates, ZIP codes 30062, 30066, 30067 and 30068 combined.
Ordinance or law coverage matters more here
When a 1980s house is damaged, the rebuild has to meet today's building code. Bringing wiring, framing and other systems up to code costs extra, and a standard policy pays only a limited amount for it. Ordinance or law coverage raises that amount. On an older house, we usually recommend it.
Know what's behind the walls
Polybutylene plumbing was installed in many homes built from the late 1970s into the mid-1990s, and some carriers decline or surcharge homes that still have it. Older electrical panels draw the same questions. If you've replaced either, tell us; it can change which carriers will write the house and what they charge.
Older roofs and how they're paid
A house from 1985 is on its second or third roof. Some policies pay a depreciated amount on an older roof instead of full replacement. Ask which one you have before hail season, because the difference on a full roof can be thousands of dollars.
Check your dwelling limit against rebuild cost
On our rebuild calculator, a 1,500 square foot, one-story, builder-grade home on a slab in Cobb County comes to about $315,000. Run your own numbers and check the working estimate against Coverage A on your policy.
Free tool
What would your Marietta home cost to rebuild?
Our calculator uses Cobb County construction costs. Enter your square footage and finish level and check the result against Coverage A on your policy.
Run the rebuild calculatorAuto in Georgia
State minimum: 25/50/25
That's $25,000 per person and $50,000 per accident for injuries you cause, and $25,000 for property damage. Most households need more. Our guideline is liability equal to 2.5 times household income or net worth, whichever is greater.
Georgia offers two kinds of uninsured motorist coverage. Add-on UM stacks on top of the at-fault driver's liability. Reduced-by UM subtracts it. Add-on is the default and pays more; choosing reduced-by takes a signed rejection.
Find your liability number →Send us your current policy
We'll go through it with you, explain what it pays for and what it doesn't, then build a quote around what you want covered. If yours already covers what matters to you, we'll say so.