Tennessee
Insurance in Tennessee
We write coverage across Tennessee, from Nashville and Sumner County to Tims Ford Lake, the Upper Cumberland, Cleveland and West Tennessee.
Towns we cover
Ashland City
Cheatham County · Cheatham Lake
19%Of homes built since 2010
What we check firstA newer home still needs a rebuild number
Read more →Bethpage
Sumner County
43%Of homes built between 1990 and 2009
What we check firstHomes from 1990 to 2009 need a roof and water check
Read more →Chapel Hill
Marshall County
31%Of homes built since 2010
What we check firstA newer home still needs a rebuild number
Read more →Cleveland (south and east Bradley County)
Bradley County
33%Of homes built in the 1970s and 1980s
What we check firstFar from a fire station? Know your fire protection class
Read more →Dover
Stewart County · Lake Barkley and Kentucky Lake
13%Of homes held for seasonal or occasional use
What we check firstTell us if it's a second home
Read more →Dyersburg
Dyer County
29%Of homes built before 1960
What we check firstEarthquake needs its own coverage
Read more →East Nashville
Davidson County
42%Of homes built before 1960
What we check firstOlder houses need ordinance or law coverage
Read more →Estill Springs
Franklin County · Tims Ford Lake
51%Of homes built in the 1980s and 1990s
What we check firstKnow what's behind the walls
Read more →Gallatin
Sumner County · Old Hickory Lake
38%Of homes built since 2010
What we check firstA newer home still needs a rebuild number
Read more →Greenbrier
Robertson County
41%Of homes built between 1990 and 2009
What we check firstHomes from 1990 to 2009 need a roof and water check
Read more →Hendersonville
Sumner County · Old Hickory Lake
$440,800Median value of owner-occupied homes
What we check firstLake homes carry more liability
Read more →Hermitage
Davidson County · J. Percy Priest Lake
48%Of households rent
What we check firstRenters need their own policy
Read more →Jasper
Marion County · Nickajack Lake
19%Of homes are manufactured homes
What we check firstManufactured homes are written differently
Read more →Lafayette
Macon County
17%Of homes are manufactured homes
What we check firstManufactured homes are written differently
Read more →Lebanon
Wilson County
26%Of homes built since 2010
What we check firstCheck your wind and hail deductible
Read more →Livingston
Overton County
40%Of homes built before 1970
What we check firstRebuild cost runs well above market value
Read more →Middleton
Hardeman County
$131,800Median value of owner-occupied homes
What we check firstRebuild cost runs far above market value
Read more →Monterey
Putnam County
26%Of homes built in the 1990s
What we check firstFar from a fire station? Know your fire protection class
Read more →Newbern
Dyer County
25%Of homes built before 1960
What we check firstEarthquake needs its own coverage
Read more →North Clarksville
Montgomery County
41%Of households rent
What we check firstRenters need their own policy
Read more →Selmer
McNairy County
28%Of homes built in the 1970s
What we check firstAn empty house needs the right policy
Read more →Sweetwater
Monroe County
22%Of homes are manufactured homes
What we check firstManufactured homes are written differently
Read more →Tullahoma
Coffee County
29%Of homes built in the 1950s and 1960s
What we check firstHomes from the 1950s and 1960s need ordinance or law coverage
Read more →Winchester
Franklin County · Tims Ford Lake
660Homes held for seasonal or occasional use
What we check firstTell us if it's a second home
Read more →Don't see your town? We write across Tennessee. Start a quote or call 678-578-7009.
Auto in Tennessee
State minimum: 25/50/25
$25,000 per person and $50,000 per accident for injuries you cause, plus $25,000 for property damage. Most households need far more.
Every Tennessee auto policy includes uninsured motorist coverage at the same limits as your bodily injury liability, unless the named insured rejects it or picks lower limits in writing. Lower limits can't go below the state minimum. A rejection generally carries over to renewals with the same insurer until you ask for the coverage in writing. If you buy it, you also get the option to add uninsured motorist property damage coverage for your car.
Find your liability numberSend us your current policy
We'll go through it with you, explain what it pays for and what it doesn't, then build a quote around what you want covered. If yours already covers what matters to you, we'll say so.