Home warranty
A home warranty for the systems and appliances that wear out
A home warranty pays to repair or replace covered home systems and appliances when they break down from normal wear and tear. We offer American Home Shield plans, and our clients can save up to $200. Send us your information and we'll email you a quote.
Three plans
From American Home Shield's current plan lineup.
Shield Silver
Parts of major home systems, such as heating and air conditioning, plumbing and electrical.
Shield Gold
The systems in Silver plus kitchen and laundry appliances, such as the dishwasher, refrigerator, washer and dryer.
Shield Platinum
Everything in Gold plus roof leak repair, the most complete of the three.
How a home warranty works
It sits alongside your homeowners policy
Homeowners insurance pays for sudden damage such as fire, wind and theft. A home warranty pays for breakdowns from normal wear and tear, the kind of repair insurance leaves out. Many homeowners carry both.
You pay a service fee per request
Each time you request a repair, you pay a service fee that covers the technician's visit. You choose that amount when you buy the plan.
It renews every year
An American Home Shield plan is an annual, renewable service contract. Coverage limits and exclusions are in the plan agreement, so read it before you choose.
American Home Shield sells and is responsible for its home warranty plans. Plan details from ahs.com, October 2026.
Questions
Common questions
What's the difference between a home warranty and homeowners insurance?
Homeowners insurance pays for sudden damage such as fire, wind and theft. A home warranty pays to repair or replace covered systems and appliances that break down from normal wear and tear.
How much can I save?
INS. clients can save up to $200 on an American Home Shield plan. Send us your information and we'll email you a quote.
What does a repair cost once I have a plan?
You pay a service fee each time you request a repair. You choose that amount when you buy the plan.
Questions first? Call us.
We'll tell you whether it makes sense for you, and if it doesn't, we'll say so.