Home and auto insurance in Roswell, GA
In Roswell's 30076 ZIP, 58% of homes were built in the 1970s and 1980s. Those houses are now 37 to 56 years old, and that age drives most of the coverage questions.
- Your dwelling limit checked against today's rebuild cost
- Your quote built around what you want covered
- Home and auto bundled when it saves you money
Roswell by the numbers
The homes here, and what that means for coverage
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates, ZIP code 30076.
Know what's behind the walls
Polybutylene plumbing went into many homes built from the late 1970s into the mid-1990s, and some carriers decline or surcharge homes that still have it. Older electrical panels draw the same questions. If you've replaced either, tell us; it can change which carriers will write the house.
How an older roof gets paid
Some policies pay a depreciated amount on an older roof instead of full replacement. On a house from the 1980s, ask which one you have before hail season. On a full roof, the difference can be thousands of dollars.
Set your dwelling limit from rebuild cost
The median home here is valued at $489,700, land included. On our rebuild calculator, a 1,500 square foot, one-story, builder-grade home on a slab in Fulton County comes to about $348,000. Set your dwelling limit from rebuild cost, and check liability against our guideline: 2.5 times household income or net worth, whichever is greater.
Renting? Get your own policy
About 1 in 3 households here rents. The landlord's policy covers the building. Your belongings and your liability need a renters policy, which also pays for a place to stay if a covered loss forces you out.
Free tool
What would your Roswell home cost to rebuild?
Our calculator uses Fulton County construction costs. Enter your square footage and finish level and check the result against Coverage A on your policy.
Run the rebuild calculatorAuto in Georgia
State minimum: 25/50/25
That's $25,000 per person and $50,000 per accident for injuries you cause, and $25,000 for property damage. Most households need more. Our guideline is liability equal to 2.5 times household income or net worth, whichever is greater.
Georgia offers two kinds of uninsured motorist coverage. Add-on UM stacks on top of the at-fault driver's liability. Reduced-by UM subtracts it. Add-on is the default and pays more; choosing reduced-by takes a signed rejection.
Find your liability number →Send us your current policy
We'll go through it with you, explain what it pays for and what it doesn't, then build a quote around what you want covered. If yours already covers what matters to you, we'll say so.