Alabama
Insurance in Alabama
We write coverage across Alabama, from Birmingham and Huntsville to Lee County, Montgomery and the Gulf coast.
Towns we cover
Atmore
Escambia County
23%Of homes are manufactured homes
What we check firstManufactured homes are written differently
Read more →Auburn
Lee County
44%Of households rent
What we check firstWhat a renters policy covers
Read more →Bessemer and McCalla
Jefferson County
33%Of homes built in the 2000s
What we check firstWhich county you're in changes the rebuild number
Read more →Calera
Shelby County
45%Of homes built in the 2000s
What we check firstHomes from the 2000s need a roof and water check
Read more →East Lake
Jefferson County
54%Of homes built before 1960
What we check firstHomes this old need ordinance or law coverage
Read more →Fort Payne
DeKalb County
67%Of homes built before 1990
What we check firstRebuild cost runs well above market value
Read more →Fultondale
Jefferson County
39%Of homes built between 1990 and 2009
What we check firstCheck your wind and hail deductible
Read more →Homewood
Jefferson County
52%Of homes in buildings with 5 or more units
What we check firstCondo owners insure the inside
Read more →Huffman and Grayson Valley
Jefferson County
44%Of homes built in the 1970s and 1980s
What we check firstRebuild cost runs well above market value
Read more →Irondale
Jefferson County
33%Of homes built in the 1970s
What we check firstHomes from the 1970s: ask about aluminum wiring
Read more →Madison (Limestone County)
Limestone County
66%Of homes built since 2010
What we check firstA new home still needs a rebuild number
Read more →Opelika
Lee County
21%Of homes built since 2010
What we check firstOld house or new, set the limit from rebuild cost
Read more →Orange Beach
Baldwin County · Perdido Bay and the Gulf
49%Of homes held for seasonal or occasional use
What we check firstCondo owners: start with the master policy
Read more →Phenix City
Russell County
19%Of homes built before 1960
What we check firstRussell or Lee County changes the rebuild number
Read more →Smiths Station
Lee County
25%Of homes built since 2010
What we check firstA newer home still needs a rebuild number
Read more →South Mobile
Mobile County
41%Of homes built before 1960
What we check firstKnow your named-storm deductible
Read more →Southeast Montgomery
Montgomery County
51%Of households rent
What we check firstRebuild cost runs well above market value
Read more →Southwest Huntsville
Madison County
37%Of homes built since 2010
What we check firstA newer home still needs a rebuild number
Read more →Valley
Chambers County
11%Of homes built before 1940
What we check firstHomes built before 1940: ask about the wiring
Read more →Vestavia Hills and Cahaba Heights
Jefferson County
37%Of homes built in the 1960s and 1970s
What we check firstHomes from the 1960s and 1970s: ask about the wiring
Read more →Don't see your town? We write across Alabama. Start a quote or call 678-578-7009.
Auto in Alabama
State minimum: 25/50/25
$25,000 per person and $50,000 per accident for injuries you cause, plus $25,000 for property damage. Most households need far more.
Every Alabama auto policy includes uninsured motorist coverage unless the named insured rejects it, and a rejection carries over to renewals with the same insurer until you ask for the coverage in writing. It also pays when the at-fault driver's limits are too low to pay for your injuries. On one policy covering several cars, your recovery can include the coverage for up to two additional vehicles.
Find your liability numberSend us your current policy
We'll go through it with you, explain what it pays for and what it doesn't, then build a quote around what you want covered. If yours already covers what matters to you, we'll say so.