Home and auto insurance in Statesboro, GA
Statesboro is home to Georgia Southern University. In the 30458 ZIP, 63% of households rent and about 1 in 5 homes is in a building with 5 or more units.
- Your dwelling limit checked against today's rebuild cost
- Your quote built around what you want covered
- Home and auto bundled when it saves you money
Statesboro by the numbers
The homes here, and what that means for coverage
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates, ZIP code 30458.
What a renters policy covers
Your landlord's policy covers the building. A renters policy covers your belongings, your liability if someone is hurt in your unit, and a place to stay if a covered loss makes it unlivable.
Students: check your parents' policy first
On the standard homeowners form, a full-time student under 24 who lived at home before school still counts as an insured on a parent's policy. Belongings at school are capped at 10% of the parents' personal property limit, or $1,000 if that's more. Forms vary by carrier, so check before move-in.
A rental house needs a landlord policy
If you own a home here that you rent to tenants, it's insured on a landlord policy, also called a dwelling policy. It covers the building and your liability as the owner, and it can include lost rent after a covered loss. Your tenants insure their own belongings.
Free tool
What would your Statesboro home cost to rebuild?
Our calculator uses Bulloch County construction costs. Enter your square footage and finish level and check the result against Coverage A on your policy.
Run the rebuild calculatorAuto in Georgia
State minimum: 25/50/25
That's $25,000 per person and $50,000 per accident for injuries you cause, and $25,000 for property damage. Most households need more. Our guideline is liability equal to 2.5 times household income or net worth, whichever is greater.
Georgia offers two kinds of uninsured motorist coverage. Add-on UM stacks on top of the at-fault driver's liability. Reduced-by UM subtracts it. Add-on is the default and pays more; choosing reduced-by takes a signed rejection.
Find your liability number →Send us your current policy
We'll go through it with you, explain what it pays for and what it doesn't, then build a quote around what you want covered. If yours already covers what matters to you, we'll say so.