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Don't let breakdowns break the bank.

Coverage for both personal auto's and commercial vehicles.

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Breakdowns are inevitable — 
Are you prepared?

INS. is proud to partner with Fair Warranty. Without coverage from Fair, a single breakdown can result in a huge repair bill. Whether it's your engine, transmission, or electronics, we have you covered. Choose your plan, stay protected, and drive on. 

1,000+ parts covered

Fair covers over 1,000 parts, delivering the comprehensive protection you need to keep your vehicle running smoothly.

Pick your mechanic

Select your trusted certified mechanic while we handle direct payment for a seamless and stress-free repair experience.

Quick and easy claims

Submitting your claim is fast, simple, and hassle-free—complete it online or with a quick call, and once approved, you'll be back on the road in no time.

24/7 roadside

Whether it’s a flat tire, dead battery, or unexpected breakdown, our round-the-clock support is just a call away.

Trip interruption

Your hotel and rental car expenses are covered, so you can focus on getting back on track.

Money back guarantee

Fair's 30-Day Money Back Guarantee lets you experience our unparalleled protection plans risk-free.

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Protect what insurance does not

Premium                   Most popular

Max peace of mind

Ultimate comprehensive plan — most similar to a manufacturer's warranty.

Coverage includes:

  • Engine

  • Transmission

  • Drive Axle

  • Transfer Case

  • Suspension

  • Steering

  • Heating and A/C

  • Electrical

  • Brakes

  • Hybrid Specific Parts

  • Enhanced Electrical

  • Enhanced Transmission

  • Enhanced Engine

Standard

Core protection

Coverage of critical components, plus additional systems and features

Coverage includes:

  • Engine

  • Transmission

  • Drive Axle

  • Transfer Case

  • Suspension

  • Steering

  • Heating and A/C

  • Electrical

Powertrain

Vital coverage

A solid foundation covering the most critical components.

Coverage includes:

  • Engine

  • Transmission

  • Drive Axle

  • Transfer Case

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